Insurable earnings
Earnings recognized for Employment Insurance benefit and premium purposes, subject to program rules.

Tax & employment
Estimate a regular Employment Insurance benefit using the 2026 weekly maximum.
✓ 2026 rules · Last verified August 2026 · Based on official Canadian sourcesEstimated weekly Employment Insurance benefit
Planning estimate — not financial advice.
Understand the result
Earnings recognized for Employment Insurance benefit and premium purposes, subject to program rules.
Applies 55% to entered average insurable weekly earnings, capped at the 2026 maximum of $729, then multiplies by entered payable weeks.
Actual entitlement depends on insurable hours, regional unemployment, reason for separation, waiting periods, earnings while on claim and Service Canada’s decision.
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For regular EI benefits, the basic benefit rate is generally 55% of average insurable weekly earnings, up to the annual maximum weekly amount. Your actual benefit can depend on insurable earnings and the rules applying to your claim.
Service Canada uses eligible insurable earnings and the number of best weeks required for your economic region to determine average weekly insurable earnings, then applies the benefit rate up to the maximum.
The 2026 maximum for regular EI benefits is $729 per week under the standard 55% benefit rate. Special or temporary measures can differ, so the claim type should always be confirmed.
For regular benefits, the number of weeks depends mainly on the unemployment rate in your EI economic region and the number of insurable hours accumulated during the qualifying period. Other EI benefit types have their own maximum durations.
Yes, in many situations, but employment earnings can reduce EI benefits under the Working While on Claim rules. Claimants must report earnings and hours worked accurately.
Methodology & official sources
Applies 55% to entered average insurable weekly earnings, capped at the 2026 maximum of $729, then multiplies by entered payable weeks.
Actual entitlement depends on insurable hours, regional unemployment, reason for separation, waiting periods, earnings while on claim and Service Canada’s decision.
ca.expanded.2026.v1 · Effective 2026-01-01 · 2026 rules · Last verified August 2026 · Based on official Canadian sources