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Tax & employment
Understand pay, tax, sales tax and workplace entitlements.
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How much income tax might I pay?
Open calculator →Salary After TaxWhat could my take-home pay be?
Open calculator →Province Tax ComparisonHow does take-home pay compare by province?
Open calculator →Sales TaxWhat will this purchase cost after tax?
Open calculator →Vacation PayWhat minimum vacation pay could apply?
Open calculator →Income & Net Worth PercentileHow do my income and net worth compare with benchmarks?
Open calculator →What gross salary could produce my target take-home pay?
Open calculator →Reverse Sales TaxWhat was the price before sales tax?
Open calculator →Canada Child BenefitWhat Canada Child Benefit could my family receive?
Open calculator →Employment Insurance BenefitsWhat weekly Employment Insurance benefit might I receive?
Open calculator →Maternity & Parental BenefitsWhat could my maternity or parental leave income be?
Open calculator →Overtime PayWhat overtime pay should I estimate?
Open calculator →Salary & Hourly Pay ConverterWhat is my salary worth by hour, month or pay period?
Open calculator →Termination & Severance PayWhat statutory termination amount should I review?
Open calculator →Freelance RateWhat hourly freelance rate could replace my salary?
Open calculator →Restricted Stock Units & Stock OptionsWhat taxable employment benefit could my equity create?
Open calculator →Cost of Living & Salary EquivalencyWhat salary could preserve my lifestyle in another city?
Open calculator →Key terms
Understand tax & employment
What is a marginal tax rate?+
Canada uses tax brackets. Only the income within a bracket is taxed at that bracket’s rate; earning more does not cause all income to be taxed at the highest rate reached.
What is the difference between gross and net pay?+
Gross pay is earnings before deductions. Net or take-home pay is what remains after estimated income tax, Canada Pension Plan (CPP) or Quebec Pension Plan (QPP), Employment Insurance (EI), and Quebec Parental Insurance Plan (QPIP), where applicable.
Why can two people with the same salary have different take-home pay?+
Province, deductions, benefits, pension contributions, credits, pay frequency and payroll adjustments can all change the amount deposited.
What are the Goods and Services Tax (GST), Harmonized Sales Tax (HST), Provincial Sales Tax (PST), and Quebec Sales Tax (QST)?+
The Goods and Services Tax is the federal sales tax. Some provinces combine it with provincial tax as the Harmonized Sales Tax; others apply a separate Provincial Sales Tax, while Quebec applies the Quebec Sales Tax in addition to the Goods and Services Tax.